Welcome to Whispering Oaks a gated community in a great location!. Come and enjoy this beautiful 4 bedroom 3 bath home. This floor plan has a gourmet kitchen with lots of cabinets and a casual dining area with a large sliding door to the beautiful back patio which looks out to the pond and is open to the spacious living room. A butlers pantry in between the kitchen and formal dining room. A large laundry room and storage under the stairway. Upstairs you will find a ex large family room and all four bedrooms and three baths. The primary has an outside balcony to sit and enjoy the morning sun. The three car garage has lots of storage space. The Whispering Oaks Community is conveniently located near great schools, shopping, restaurants, and The Epperson Lagoon, which is full of activities and is only a two-minute drive from this home and is free after 6pm. The Lagoon offers the following activities: Paddle Boarding, Kayaking, a Wibit Obstacle Course, Cabanas, Sandy Beaches, Live Music Events, Swim Up Bar, and Resident Only Events, including; Happy Hour, Trivia Night, Fourth of July Resident Only celebration, and much more. Tickets are fairly priced. In terms of schools, there is Watergrass Elementary, Innovation Preparatory Charter School, Wesley Chapel Elementary School, Thomas Weightman Middle School, and Kirkland Academy of Innovation (the newest state-of-the-art school just three minutes away). This home is located about 10 minutes away from krate, the new outdoor mall, 35 minutes north of Downtown Tampa, 45 minutes from Tampa International Airport, and an hour and a half from Orlando and Walt Disney World. Shopping malls are just 15 minutes away. Schedule a tour today! Application is $100 for the first adult and $50 for each adult after that. Pets are allowed with landlords approval. The landlord prefers a 12- month lease. Tenant is responsible for all utilities, pest control and lawn care/lawn mowing.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,360 | $3,360 | $3,360 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $22 | $22 | $28 |
Total Monthly Payment | $97 | $97 | $103 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.