Welcome Home! Discover this practical 3-bedroom, 1-bathroom ranch, conveniently located in Wolcott. This home is perfect for first-time buyers or those looking to downsize, offering the simplicity of one-floor living. As you enter, you'll find a comfortable living room filled with natural light. The kitchen features a functional layout that awaits your personal touch. Two of the 3 bedrooms, hallway, and living room have original hardwood flooring. The spacious basement provides an opportunity for additional living space. Whether you envision a family room, home office, or play area, this area is ready for your creativity. Step outside through the sliding glass doors to a large deck that overlooks a fenced-in yard, perfect for outdoor activities or gardening. Recent updates include a brand-new furnace installed by a licensed plumber, a newer well and pump, replacement windows, and a replaced oil tank. These features ensure you can settle in with confidence, knowing the essentials are well taken care of. This home is move-in ready and includes plenty of room for your own enhancements. Don't miss the chance to make this ranch your own schedule a viewing today!
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan | Main |
Bedroom 2 | Ceiling Fan | Main |
Kitchen | Ceiling Fan,Hardwood Floor | Main |
Living Room | Bay/Bow Window,Ceiling Fan | Main |
Primary Bedroom | Ceiling Fan | Main |
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William Raveis Real Estate
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Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $335 | $335 | $335 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,384 | $1,382 | $1,754 |
Total Monthly Payment | $1,794 | $1,792 | $2,164 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.