1st Floor! This light and bright Carriage home features 2 bedrooms, den (or 3rd bedroom- equipped with a murphy bed and built in desk area), 2 bathroom and a 1 car attached garage. Enjoy peaceful morning coffee or spend the evenings relaxing on your screened in lanai listening to the fountain in the lake right out back. Enter the front door to the open floor plan with neutral color palette, plantation shutters throughout, large tile on the diagonal in the main living areas & luxury final flooring in the kitchen, dining & bedrooms. The kitchen features beautiful granite counter tops, tiled backsplash, solid wood cabinetry and newer stainless steel appliances. Equipped with electric shutters and newer air conditioning unit. Just a short walk or bike ride to one of the many community satellite pools! Lighthouse Bay replaced all roofs in 2020 with Stone Coated Steel shingles. Lighthouse Bay is a Gated Community w/5 Pools Including Lap Pool, 2. 5 Miles of Walking/Jogging Paths, Bocce Program, Tennis w/Pro, 2 Boat Houses, Fitness Center, Sauna, Clubhouse, and Library Arts & Learning Center & More! Bronze Membership to the Brooks Commons Club is included featuring a private restaurant, enrichment center, numerous social programs, pickle ball & more. Minutes to Coconut Point Mall, Dining, Entertainment, SWFL Airport & the Beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,956 | $2,845 | $3,609 |
Total Monthly Payment | $3,410 | $3,299 | $4,063 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.