Are you looking to get away from it all and enjoy the peace and tranquility of lake life? Look no further! Conveniently located off Highway 72, near Hwy 221, a short distance to I26 and just 12 miles to downtown Greenwood. Whether you enjoy exploring nature on the walking trail, spending the day on the lake, or picnicking at the covered pavilion, Crystal Bay has it all. This beautiful 2-acre lot is located on a cove and would be a perfect location for a walkout basement home. The cove is a protected habitat area and is not accessible by boat, however, usage of the secured boat/RV storage, ramp, dock, and private roads are included in the yearly HOA dues at this time. Visit the Crystal Bay website to view the neighborhood restrictions/covenants, home construction guidelines, map of the neighborhood, HOA contacts, etc. The seller has completed a survey and perc test, saving you time and money as you prepare to build your new home. Take a moment to visualize the possibilities of a future in Crystal Bay and schedule your visit today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$18,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $15,120 | $15,120 | $15,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $103 | $100 | $128 |
Total Monthly Payment | $178 | $175 | $203 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.