Welcome to The Villages at Oak Hill, a vibrant 55+ community! This beautiful end unit with a 2-car garage offers 2 bedrooms, 2. 5 baths, all with an open concept design. The gourmet kitchen features granite countertops, plenty of storage including pantry, SS appliances and a tiled backsplash. The wood floors flow into the formal dining room and living room with cathedral ceilings and a cozy gas fireplace. Step out through the slider to a private deck, perfect for enjoying outdoor relaxation. The first-floor ensuite includes a walk-in closet with custom built shelving, a bath with double vanity, tiled shower, soaking tub and linen closet. Upstairs, you’ll find a loft, a second bedroom and 2 bonus rooms, perfect for the overnight guests! The large finished walkout basement offers built-in shelving, space to entertain and plenty of storage. This desirable end-unit, is located in a beautifully landscaped community and is just minutes to Rt 495 & 2 commuter rail stations.
Type | Description | Level |
---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead | Second |
Dining Room | Flooring - Wood, Window(s) - Bay/Bow/Box, Lighting - Overhead, Crown Molding | First |
Kitchen | Flooring - Wood, Pantry, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Breakfast Bar / Nook, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Lighting - Pendant, Lighting - Overhead | First |
Living Room | Ceiling Fan(s), Vaulted Ceiling(s), Flooring - Wood, Balcony / Deck, Exterior Access, Open Floorplan, Recessed Lighting, Slider, Lighting - Overhead | First |
Master Bedroom | Bathroom - Full, Ceiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Wood, Recessed Lighting, Lighting - Overhead | Main,First |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,200 | $499,200 | $499,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $571 | $571 | $571 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,321 | $3,318 | $4,210 |
Total Monthly Payment | $3,984 | $3,981 | $4,873 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.