Rare Find, Merrick Expanded 4BR/1BTH Cape Cod Situated on 80x120 Secluded Tree Lined Property w/ Sunfilled Vaulted Great Room Rear Extension w/4 Skylights and Half Moon Window, Living Room Has Brick Surround Gas Insert Fireplace, Full Basement and Detached 1. 5 Garage with Electric Door Opener. . There is Gas HA Heating System For cost effective installation of Central Air Conditioning. Hardwood Floors, Curved Archways, Original Solid Interior Doors, Wood Trim, Original Owner, In 1997 entire Roof was replaced with a 40 year Tamko Heritage Roof Shingle. Gas Cooking. Gas Hot Water Heater (AO Smith 2015). This home faces the Briar Place Greenscape Neighborhood Nature Park. Vinyl Sided, Steel Beam Construction, 100 Amps, Kenmore W/D, Andersen Windows, 3 Andersen Sliders- one from dining room and one from kitchen into Great Room and one to Yard, Wide Front Entry Patio Beneath Awning. Cherry Kitchen Cabinets, Formica Counters, no dishwasher . Fayette Elementary, Merrick Ave Middle School (MAMS) and Calhoun HS. Taxes are before any star savings if applicable.
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$689,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,175 | $1,175 | $1,175 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,667 | $3,663 | $4,726 |
Total Monthly Payment | $4,934 | $4,930 | $5,993 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.