23985 NFR 209, Out of Area, FL, 32072 | $445,000

Lakefront Retreat in the Osceola National Forest on Ocean Pond

Nestled on the shores of Ocean Pond, this fully renovated 3-bedroom, 2. 5-bath lake house offers the perfect blend of seclusion and modern comfort. Spanning 2, 000 square feet, this private retreat is located in the heart of the 200, 000-acre Osceola National Forest, with access to ATV trails, Wildlife Management Area hunting, and endless outdoor adventures. The 1, 800-acre Ocean Pond, hailed as North Florida's hidden gem by First Coast News, is your backyard playground. This charming home features Cafe appliances, a massive kitchen island, a large outdoor kitchen, stunning views, and a spacious butler's pantry. Enjoy the waterfront views from the open deck or the nearly 500-square-foot screened porch, perfect for entertaining. The private dock spans the length of the backyard from the open deck to a covered pavilion with a large bar area, sink, and two covered boat slips, one with a power lift. A second screened porch with a six-person hot tub off the master suite offers a peaceful escape. Gated with an attached carport, this lakefront home is just 12 miles from Lake City but feels like a world away. Listed at $445, 000, this is a sportsman's opportunity to own your private retreat. **Note: This property is located on federal land within the Osceola National Forest and is subject to a 99-year land lease with the U. S. government. The lease is transferable to a family member or designee at the end of the 99-year term, ensuring the continuation of your family's enjoyment of the home. This property can be sold at owner's discretion at any time.

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Year Built: 1950
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,083
  • Acreage: 0.76
  • Est. Taxes: $1,385
  • Water Front: Yes
  • Middle School: Baker County
  • High School: Baker County
  • Appliances: Dishwasher, Double Oven, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
  • MLS#: 2053261
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/2053261/23985nfr209_outofarea_fl?source=qrflyer
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Listing courtesy of DUAL STATE REAL ESTATE INC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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23985 NFR 209, Out of Area, FL, 32072

$445,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $356,000 $356,000 $356,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.708% 7.133% 6.256%
Monthly Tax Payment $115 $115 $115
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,459 $2,366 $3,002
Total Monthly Payment $2,649 $2,556 $3,192

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.