CUTE AND COMFORTABLE WITH NEW DOUBLE PANE VINYL CLAD HI-EFFICIENCY WINDOWS THRU OUT THE HOME ! This OAK model 2 bedroom, 2 bath, 2 car garage home is just the right size for snowbirds or folks that want a comfortable well laid out split bedroom floorplan! Primary bedroom can easily accommodate a king sized bed and has a nice walk in closet. Guest bath has a brand new walk in shower with bench, and loads of storage. New commodes in both baths and helpful grab bars conveniently placed. Lanai is a great space to relax and enjoy the sunny Florida weather, lovely back patio is great for grilling or enjoying the peaceful back yard that has been newly sodded. Driveway has been widened. ROOF 2020, HVAC 2018, WINDOWS 2022, WATER HEATER with circulation pump. Located in SPRUCE CREEK PRESERVE 55+ gated golf community with $194 HOA fees. Great activities and amenities. Heated pool, spa, pickleball, tennis, corn hole, shuffleboard fitness center, yoga, water aerobics, sprucersize, library, cards, games, potlucks, crafts, social and travel groups. Quiet country setting, less than 4 miles from restaurants, shopping, groceries, gas, banking, hospitals doctors, golf courses and miles of wooded Preserve hiking and biking trails. Great North Central location is ideal for day trips from the Gulf to the Atlantic. WEC, fishing, boating, kayaking There is always something to do in Florida !
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Our Executive Mortgage Banker:
Our Insurance Division:
$209,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,200 | $167,200 | $167,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $224 | $224 | $224 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,141 | $1,111 | $1,434 |
Total Monthly Payment | $1,440 | $1,410 | $1,733 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.