Americana Cove has everything to offer for great Florida Living! This home boasts 3 bedrroms and 2 full baths with a open floor plan in the pet friendly part of the 55+ Communiity. This split floor plan has almost 1300 square feet with a living and dining room area great for entertaining. There is ceramic tile in the kitchen and bathroom areas, with carpet in the living room and bedrooms. The kitchen has stainless steel appliances and a eating area. Another great feature is the screened in patio which is a wonderful area to relax and enjoy the weather. This manufactured property is built very well with a braced enforced roof and 2 x 6 exterior walls to make you feel safe and secure. The low monthly fee of $340 includes water/sewer, 24 hour manned gate for security, trash pick up, lawn mowing, all amenitites, share for the lot and ownership in Co Op. Management requires 675 credit score or above. This community is waterfront and close to St. Petersburg, shopping, restaurants and includes pool, 2 boat ramps, game room, clubhouse, shuffleboard and much more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$188,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $150,400 | $150,400 | $150,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,001 | $1,000 | $1,290 |
Total Monthly Payment | $1,183 | $1,182 | $1,472 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.