Cold Spring Harbor school district. This fully renovated home with a beautiful in-ground pool, features a spacious open floor plan, with an inviting layout of 3 Bedrooms, 1. 5 Baths, a formal dining room & eat kitchen which maximizes space & natural light. Elegant finishes: Enjoy high end technology with appliances run by WiFi. Featuring an incredible Outdoor Oasis: This serene zen- like home atmosphere invites perfect for summer gatherings as you enjoy scenic natural beauty landscaping with picturesque views & is situated on 0. 62 acres with an unbeatable location in close proximity to Cold Spring Harbor, hiking trails and has historical landmarks all over. Also, it is centrally located near lively communities: Huntington Village, Syosset & Oyster Bay Villages with lots of easily accessible restaurants and shopping galore, convenient commuting with train access at the LIRR which operates a train from New York Penn Station to Cold Spring Harbor hourly, making your daily commute a breeze!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,376 | $1,376 | $1,376 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,390 |
Total Monthly Payment | $5,721 | $5,716 | $6,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.