DeLand - Charming 1938 Craftsman style Bungalow, 2 bedroom with 1 bathroom. This solid stucco residence on high property with 66 X 110 lot is on a quiet street close to historic downtown DeLand. The cozy enclosed heated/air porch leads you through welcoming french doors into the dining room that takes you to the galley kitchen. The living and dining room have wood floors and large windows allowing for lots of light to enjoy the warmth offered by this home. Several recent upgrades include: New roof 2022, New AC Unit 2022, New electric panel 2022, Water heater 2019, Attic insulation2022, and New stove 2024. The Refrigerator and Washer have extended warranty. Brand new carpet in bedrooms and enclosed porch. New Flooring in Kitchen, Hall, Bath and Laundry. Separate garage with automatic door and workbenches. The adjoining vacant lot (44 X 110) would be available for purchase. Do not miss out on this Cozy Cottage! Call to schedule your showing today! Very easy to show.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,200 | $175,200 | $175,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,210 | $1,164 | $1,477 |
Total Monthly Payment | $1,392 | $1,346 | $1,659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.