This spacious 4 bedroom, 3. 5 bathroom, 3 car garage, 2 story home features a beautiful WATER VIEW, fully fenced yard, and move-in ready interior. Located in the GATED and highly desirable community of Stonebrier, this home has a well-designed and customizable layout that makes it perfect for those who need spaces like an office, formal dining room, first floor Owner’s Suite, and a secondary bedroom with its own ensuite bathroom. Throughout the home, the floors are hardwood or ceramic tile and all the windows have plantation shutters. High ceilings and plenty of windows create a spacious atmosphere. The roof is brand new going on in November, the water heater was replaced last year and both HVAC systems were replaced 6 years ago. This floor plan offers functionality, privacy, and convenience, maximizing the space. On the first floor, the office is positioned at the front of the home making it a great quiet place away from the main living area. There is another room separate to the kitchen and great room that can be used as a formal dining or formal living room, or as a playroom or workout area. The open kitchen features a central island with a sink, granite counters, stainless steel appliances, solid wood cabinetry, and a corner pantry. The adjacent dining nook provides a casual spot for meals or homework and has a beautiful view of the backyard. The kitchen overlooks the great room/main living area which opens to the covered and screened back patio. There is a half bathroom downstairs off of the great room. Conveniently, the laundry room is downstairs and connects directly to the garage. The home comes with the washer and dryer. On the first floor overlooking the backyard is the Owner’s Suite. It features wood floors, two walk-in closets, and a spacious bathroom with dual sinks, a large garden tub, and a separate shower. The covered lanai is accessible from the great room providing a tranquil space for outdoor relaxation or entertaining. The fully fenced yard overlooks a serene pond where wildlife frequently come to visit. Upstairs the large loft serves as an additional flexible living space. There are also three more bedrooms upstairs. One bedroom has ensuite access to a bathroom, making it perfect for guests, teens, or multi-generational living. The other two bedrooms share the hall bathroom that has dual sinks and a separate area for the combined tub/shower. All of the bedrooms have walk-in closets, hardwood floors, and large windows for great natural light. The house is situated on a dead end cul-de-sac road so there is very little traffic. Stonebrier’s resort-style community amenities include a large pool, fitness center, basketball court, soccer field, and playground. Residents also benefit from the highly-rated schools in the area: McKitrick Elementary, Martinez Middle, and Steinbrenner High. Close to SR-54, Dale Mabry Hwy/US-41, and the Veterans Expwy, this home is perfectly located whether you need to get to Pasco or Hillsborough/Tampa. The nearest grocery store (Publix) is less than 10 minutes away, as are several shopping plazas with restaurants, urgent care facilities, and more. The Heritage Harbor Golf & Country Club is also only a 10 minute drive. St. Joseph’s Hospital North is within 15 minutes and you can get to Tampa International Airport within 30 minutes. This home does not require flood insurance and has not been negatively affected by the recent storms.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $632 | $632 | $632 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,459 |
Total Monthly Payment | $4,184 | $4,180 | $5,183 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.