Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Nestled in the highly sought-after Victoria Gardens, an exclusive over-55 community in DeLand, this upgraded home with 2-bedrooms, 2-baths AND A DEN offers both elegance and sustainability, making it the perfect retreat for those seeking a serene yet luxurious lifestyle. When you're looking at the pictures, don't miss the sunrise over the pond.
The property is powered by a cutting-edge whole-home solar system, ensuring not only dramatically reduced energy costs but also peace of mind with its inverter and battery system, providing power even during outages. This thoughtful upgrade is complemented by a whole-house water conditioner and a reverse osmosis system in the kitchen, along with a new suite of appliances, including a refrigerator, dishwasher, microwave, and a natural gas range for efficient and enjoyable cooking. On top of all of that, consider the **Low Rate** ASSUMABLE VA loan (If qualified. Lender will verify).
Step inside to find a freshly painted interior that exudes warmth and sophistication. Luxury vinyl flooring graces the bedrooms and den/study, while durable ceramic tile extends through the rest of the living spaces, offering both beauty and practicality. Elegant plantation shutters enhance each room, providing a timeless touch of style and privacy, along with coffered ceilings in the great room and primary bedroom. The home also comes with a transferrable pest control and termite warranty, adding an extra layer of security for the new owner.
One of the standout features of this home is the enclosed Florida room, a flexible space encased in glass French doors and sliding windows with built-in blinds, ideal for year-round enjoyment. Beyond, the outdoor living area includes a spacious 10' x 24' screened paver lanai, complete with a 240-amp connection, perfect for adding a hot tub or other outdoor appliances, creating the ultimate space for relaxation and entertainment.
Residents enjoy a wealth of top-tier amenities, including access to BOTH the Lake Victoria Amenity Center with its pool, tennis courts, fitness center, scenic walking path, and playground AND to the EXCLUSIVE Victoria Gardens community Clubhouse, which offers it's own resort-style pool, modern gym, restaurant, bar, and a variety of social clubs and activities, fostering a strong sense of community. On top of all of that, the Homeowners Dues provide for Cable, Internet, Landscaping irrigation, Landscaping Maintenance for your home, and the secure gates at the front and rear of the community.
Ideally located just 35 minutes from New Smyrna Beach and within easy reach of Orlando’s world-class theme parks, this home offers the perfect balance of peaceful living and access to all that Central Florida has to offer.
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $477 | $477 | $477 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,862 | $1,860 | $2,400 |
Total Monthly Payment | $2,414 | $2,412 | $2,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.