Just a short bike ride to the beaches, dining, and entertainment- this highly desired location provides the opportunity to live your best beach life! Situated on an oversized corner lot, this fully renovated 2bd/2ba home offers an open floor plan, unique to others w/ recessed lighting and COREtec luxury vinyl flooring throughout. NEW ROOF, NEW HVAC, FRESH LANDSCAPE- 8/2024! The kitchen features butcher block countertops, updated cabinets, an oversized sink, and stainless steel appliances. Walk in the primary bedroom outfitted with his/her closets and a fully remodeled bathroom. Enjoy plenty of natural light with two sets of sliding glass doors leading to your backyard paradise. Enjoy complete privacy in your fully fenced backyard, w/ two covered patios, outdoor lighting, vegetable gardens, and fire pit- Perfect for relaxation and entertaining! Plenty of storage in the storage room and additional shed. NO HOA!
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Our Executive Mortgage Banker:
Our Insurance Division:
$455,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $196 | $196 | $196 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,514 | $2,419 | $3,070 |
Total Monthly Payment | $2,785 | $2,690 | $3,341 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.