41 Ruby Bay Lane, Simpsonville, SC, 29681 | $235,000

Enjoy dynamic and serene living in downtown Simpsonville with this townhouse in Parktowne Estates. This well-built brick home is an end unit with a covered patio entrance. It has a large side yard and a very private backyard with a quiet cemetery behind and surrounded by the downtown Simpsonville city office complex. The seller has owned this investment property for nearly 2 decades and has most recently remodeled it with the intention of selling. The family room on the main level has a generous open living area with beautiful natural light seeping through the windows. There is plenty of excellent storage downstairs and in the attic upstairs. In 2023, the kitchen was updated with new Whirlpool stainless steel appliances (refrigerator, stove, and microwave). The quiet HISENSE stainless steel dishwasher completes the suite of appliances. The whole house has new paint, including ceilings, walls, trim, and doors in October 2024. The recently installed (October 2024) high-grade LVP flooring throughout the house creates a beautiful contrast to the light-colored walls. New Cage Lighting along with Four showroom series ceiling fans creates an atmosphere of tranquility. New blinds installed in 2024 some with touch control features provide ample privacy for the new owner. Most of the brushed nickel hardware is new including switches and most outlets. Access to the attic for additional storage space resides in the second bedroom. The Newly installed Amana HVAC (October 2024) system includes the thermostat, and air handler and sits on a double raised pad. The friendly HOA includes exceptional coverage of roof, gutters, siding, fencing, pressure washing, termite bond, exterior lights, dumpster, and landscaping. The special amenities include the pool and use of the clubhouse. The monthly HOA pays for the water and sewer! Don’t miss out on this fantastic opportunity to live in DOWNTOWN SIMPSONVILLE!—contact us today to learn more

Features

  • Parking: None, Paved, Assigned
  • Heating: Electric
  • Cooling: Electric
  • Amenities: Common Areas, Street Lights, Pool
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: 2nd Floor, Laundry Closet
  • Complex: Parktowne Estates
  • Year Built: 1974
  • Common Charge: $265 Monthly
  • Acreage: 0.02
  • Est. Taxes: $1,647
  • Lot Desc: Sidewalk, Few Trees, Sprklr In Grnd-Partial Yd
  • Elem. School: Simpsonville
  • Middle School: Hillcrest
  • High School: Hillcrest
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Electric Oven, Range, Electric Water Heater
  • MLS#: 1540293
  • Days on Market: 33 days
  • Website: https://www.raveis.com
    /prop/1540293/41rubybaylane_simpsonville_sc?source=qrflyer
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Listing courtesy of North Group Real Estate   Phone: 864-777-3021

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

41 Ruby Bay Lane, Simpsonville, SC, 29681

$235,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $188,000 $188,000 $188,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment $137 $137 $137
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,251 $1,235 $1,585
Total Monthly Payment $1,463 $1,447 $1,797

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.