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3680 Ricky LANE, Saint Cloud, FL, 34772 | $475,000
Welcome to this gorgeous 4 bed, 2. 5 bath home with waterfront views in the desirable community of Bristol Cove at Deer Creek. Step inside the grandiose foyer where you’re greeted by a spectacular wrought-iron staircase, high ceilings, elegant light fixtures and natural light through the large windows all around the home. To the right is the beautiful open dining room/formal living area with crown moulding and open-arched entryways which continue throughout the home. At the heart of the home is the spacious kitchen with 24” shaker cabinets, stainless steel appliances, plenty of storage space and a highly sought after prep kitchen island. The breakfast nook in the kitchen has the perfect view of the backyard & is flooded with natural light through the giant picturesque windows. The breakfast bar from the kitchen overlooks the family room area. A guest bath and laundry room complete the downstairs space with shelving for additional storage and connecting the attached 2 car garage. Upstairs you’ll find the large Owner's suite with en suite bathroom featuring a seamless glass step-in shower, double sinks with vanity encased in the center, tub and complete with a large walk-in closet. Three additional bedrooms upstairs are adjoined by a spacious full bathroom. Downstairs from the kitchen, oversized sliding glass doors open up to the completely covered back patio perfect for grilling or lounging while enjoying the Florida mornings or evenings. The spacious backyard overlooks the water and is fully fenced with a sparkling above ground pool. NEW Roof installed in 2020. Inground sprinkler system. Hot water heater installed Oct/2023. Located near the Florida turnpike, it is just minutes away from major attractions & the beaches while being conveniently close to downtown St. Cloud with all its charm. This home can be purchased with NO MONEY DOWN. You will not want to miss out on this opportunity - Call today for a private showing!
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 2 full / 1 half
- Lot Size: 69 x 120
- Laundry: Laundry Room
- Year Built: 2006
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,519
- Acreage: 0.17
- Lot Size: 69 x 120
- Est. Taxes: $4,337
- HOA Fee: $150 Quarterly
- Elem. School: Canoe Creek K-8
- Middle School: St. Cloud Middle (6-8)
- High School: Harmony High
- Pool: Above Ground
- Pet Policy: Yes
- Appliances: Convection Oven, Dishwasher, Microwave, Range, Refrigerator
- MLS#: O6251000
- Days on Market: 8 days
- Website: https://www.raveis.com
/prop/O6251000/3680rickylane_saintcloud_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS ADVANTAGE III REALTY Phone: 407-207-0825
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3680 Ricky LANE, Saint Cloud, FL, 34772
$475,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
| Monthly Tax Payment | $361 | $361 | $361 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,625 | $2,526 | $3,205 |
| Total Monthly Payment | $3,061 | $2,962 | $3,641 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388