Welcome to this charming home that beautifully marries old-world charm with modern potential, nestled away in the desirable Woodlawn Heights area. This well-maintained 4 Bedroom / 3 Bathroom home boasts original features like hardwood floors and high ceilings, exuding character and warmth throughout. While it retains its vintage appeal, The spacious layout includes an inviting living room that seamlessly flows nicely into the formal dining room plus a cozy kitchen with great counterspace and cabinets. The first floor rounds out with a terrific Sun room and a rear enclosed Mud room as well. The 2nd floor is complete with 3 generous size Bedrooms plus a 4th that can easily be used as a nursery. The finished walk up attic offers versatile usage, ideal for a playroom, Home office, Family room or additional guest space. The lower level is finished with additional living space- ideal for the extended family which adds even more value, providing great storage with access to the 3rd bathroom, Laundry and the utility room. The back yard features well-manicured lawns and plenty of room for outdoor activities, gardening, or simply unwinding after a long day. Truly a commuters dream with easy access to public transport, PS 19 School, shopping, parks, and major highways. This home is a perfect retreat from the hustle and bustle of Manhattan. It's the perfect blend of comfort, convenience and affordability!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $520 | $520 | $520 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,862 | $3,717 | $4,716 |
Total Monthly Payment | $4,474 | $4,329 | $5,328 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.