USDA eligible property for qualified buyers with ZERO percent down! Sitting on over a third acre with no neighbors to the South and next to Crystal Lake, this newly renovated home is an oasis while still being close to everything Lake Hamilton has to offer.
There is a huge, 825 sq ft flex space perfect for a rec room, home gym, home office, and more! The spacious open kitchen and living room featuring cathedral ceilings are the heart of this home, providing a comfortable space to relax with friends and family. The kitchen is brand new boasting stainless steel appliances, sleek quartz countertops, and ample cabinet storage space. The interior has also been updated with a brand-new A/C system, new electric & tankless water heater, updated plumbing, blinds, and new luxury vinyl plank and plush carpet throughout. The bedrooms all have new ceiling fans, the primary bedroom features a vaulted ceiling, and the bathrooms have been fully renovated with new vanities, quartz countertops, and subway shower tile. The interior laundry room is conveniently located, so you never have to step outside!
A large circle driveway, new landscaping, and beautiful trees welcome you to this property. There is a large screened-in back porch overlooking the spacious, fenced in backyard. There is also a detached shed providing additional storage space.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,960 | $239,960 | $239,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $132 | $132 | $132 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,057 |
Total Monthly Payment | $1,803 | $1,802 | $2,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.