Grab the family and head to Maidstone Lake to start making memories in this 2 bedroom, 1 bath cottage on the west side of this pristine lake. The cottage was built in 1961 with a full concrete foundation and is sited on a +/- . 63 acre lot. Offering 100' feet of water frontage, there is a dock and a sandy swimming area accessed by the gradual descending waterfront. There is plenty of room to enlarge the dock area if more waterside storage is needed. The living room & kitchen are open concept & there is a deck along the front which allows a convenient place for the grill and outside meals. One bedroom has pull down stairs to the attic offering extra sleeping space and the other bedroom has stairs accessing the basement. The cottage is being sold furnished with contents offering the new owners the ability to start enjoying the property immediately. The walkout basement offers more living space that can be finished off and there is a large front lawn with plenty of room for family games and get togethers. A large side shed and two small sheds are available for extra storage. The cottage has replacement windows, is heated by oil, gets domestic water from a brand new drilled well producing 5 gpm and there is a 1000 gallon holding tank for septic. Maidstone is a 756 acre glacier lake with so much to explore. Come discover why Maidstone Lake is the Northeast Kingdom's best kept secret.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,720 | $356,720 | $356,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
Monthly Tax Payment | $484 | $484 | $484 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,464 | $2,371 | $3,008 |
Total Monthly Payment | $3,023 | $2,930 | $3,567 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.