One or more photo(s) has been virtually staged. Imagine coming home to your own tropical sanctuary, where the stress of the day melts away as you step into a world of tranquility. Nestled in a peaceful Clearwater community, just minutes from the beach, this charming, beach-inspired retreat sits on a spacious 0. 22-acre lot and boasts 2 bedrooms, a versatile bonus room (perfect for a 3rd bedroom), 2 beautifully updated bathrooms, and an inviting open floor plan. From the moment you arrive, the home’s impeccable curb appeal, lush tropical landscaping, and thoughtful upgrades will instantly make you feel at home. Step inside and embrace the relaxed, beachy vibe. The light and bright living room features new vinyl flooring that flows seamlessly into the adjacent kitchen, creating an open and cohesive space for entertaining or everyday living. The updated kitchen, with its built-in pantry, flows effortlessly into the dining area, flexible bonus room, and the second updated full bathroom—making it the ideal space for family gatherings or quiet evenings at home. The primary bedroom offers privacy with its pocket door leading to the updated en-suite bathroom, while the second bedroom, located on the opposite side of the bathroom, provides the perfect retreat for guests or family members to unwind in comfort. Venture outside to your private, tropical backyard, where the large covered patio and extended concrete space provide endless possibilities for entertaining. Imagine hosting backyard barbecues, relaxing under the stars, or gathering around the cozy pole barn for evening campfires. The fully fenced yard ensures privacy, while the two-car garage and additional parking offer plenty of convenience for you and your guests. One of the standout features of this home is the energy-saving solar panels, reducing your electric bill to an incredible $35 per month. With an assumable loan at a low 1. 49% interest rate and a remaining balance of under $20, 000 (just $114 per month), eco-friendly living has never been easier—or more affordable. The property also benefits from reclaimed water, providing further monthly savings on irrigation costs while supporting sustainable water use. Additional upgrades include: GAF Shingle Roof replaced in 2013 and a flat roof replaced in 2016; 2019 AC unit with a newer Solaris whole-house air purifier; Brand new ductwork; 2023 Hot water heater; updated electrical system; A recent moisture barrier installed in the attic for added protection;
Updated double-pane windows for enhanced energy efficiency; Vivint smart home security system; Freshly painted interiors along with updated kitchen, flooring, and bathrooms. One of the biggest advantages of this property is its high and dry location, safely away from the storm surge zone while still just a short drive to the beach. It’s the perfect spot to enjoy coastal living without the risks. For outdoor enthusiasts, the Magnolia Fishing Pier, just 1. 5 miles away, provides a tranquil spot to relax, fish, and soak up the Florida sunshine. Additionally, Clearwater Beach is less than 4 miles away, offering easy access to vibrant dining, entertainment, and sunny outdoor activities. The Pinellas Trail, just minutes away, is ideal for biking or jogging through scenic Florida landscapes. With its close proximity to the beach, major upgrades, energy savings, and the location, this home is perfect for full-time living, a vacation retreat, or a LUCRATIVE INVESTMENT PROPERTY.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,448 | $2,446 | $3,103 |
Total Monthly Payment | $2,820 | $2,818 | $3,475 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.