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2728 Saint Cloud Oaks DRIVE, Valrico, FL, 33594 | $579,900
Welcome home! This beautiful 4 bedroom/2 bathroom corner lot is nestled in the heart of Valrico within the quiet St. Cloud Oaks neighborhood. It begins with a wonderful oversized front porch; quiet and perfect for enjoying morning coffee while you take in the beautiful mature landscaping right from your front doorstep. Meticulously maintained, this property boasts over 3, 100sqft of living space. With a formal sitting room and grand formal dinning, this home gives you the space you need to entertain family and friends. The open floor concept kitchen will provide beautiful cabinets with plenty of storage and stunning granite countertops. The family room is the perfect area for gathering together next to your cozy working fireplace. With a great primary bedroom, dual walk-in closets and luxury sized ensuite, experience your own spa-like retreat. The second bathroom was completely renovated in 2024 and does not disappoint! The rooms flow easily, are nice and bright with plenty of light coming through the oversized windows. Find brand new Hunter ceiling fans, window blinds and LVP (2019) throughout the home, giving you updates you no longer need to take care of. Enjoy the enclosed lanai providing even more entertaining space if you'd like! This home gives you the possibility of having your own separate office, playroom or whatever you can imagine within that oversized lanai. The backyard is truly one of the highlights of this property. Enjoy the landscaping, space and privacy. Whether you're working on a garden, sitting around a fire or tinkering in the included shed, the backyard gives you all the opportunities you can ask for. The home has big ticket items completed such as: water softener (2019), AC (2017), vinyl fencing (2017) and NEWER ROOF (2020). Zoned for great schools and right down the road from shopping, dining and close to major county roadways! This property is too special to miss! All that is left is for you to move in and call this your home! Schedule your showing today.
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 2 full
- Lot Size: 117 x 140
- Laundry: Inside
- Style: Traditional
- Year Built: 1987
- Garage: 2-car Garage Door Opener
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 3,103
- Acreage: 0.38
- Lot Size: 117 x 140
- Est. Taxes: $4,313
- HOA Fee: $325 Annually
- Lot Desc: Corner Lot, Oversized Lot, Sidewalk
- Elem. School: Valrico-HB
- Middle School: Mulrennan-HB
- High School: Durant-HB
- Pet Policy: Yes
- Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: TB8313694
- Days on Market: 10 days
- Website: https://www.raveis.com
/prop/TB8313694/2728saintcloudoaksdrive_valrico_fl?source=qrflyer
Listing courtesy of EXP Realty LLC Phone: 888-883-8509
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2728 Saint Cloud Oaks DRIVE, Valrico, FL, 33594
$579,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $463,920 | $463,920 | $463,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $359 | $359 | $359 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,086 | $3,083 | $3,978 |
| Total Monthly Payment | $3,537 | $3,534 | $4,429 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388