Welcome to this 3-bedroom ranch, perfect for those seeking their first home or looking to downsize. Located in a serene neighborhood yet just minutes away from major routes, this home offers the best of both worlds: tranquility and easy access for commuting or local amenities. Step inside to discover hardwood floors that run throughout the main living areas, providing warmth and elegance. The spacious living room invites natural light, making it a cozy spot for relaxation. The kitchen features plenty of cabinetry and counter space, ideal for meal prep and casual dining. The finished basement offers endless possibilities-whether you need a family room, home office, gym, or play area, this space is ready to accommodate your needs. Outside, enjoy a private backyard perfect for outdoor gatherings or simply unwinding after a long day. With close proximity to major highways and shopping, this home truly provides the ultimate in convenience while being tucked away in a quiet, desirable neighborhood. Don't miss out on this charming ranch home-it's the perfect combination of comfort, convenience, and location!
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Eat-In Kitchen | Main |
Family Room | Lower |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $278 | $278 | $278 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,489 | $1,889 |
Total Monthly Payment | $1,843 | $1,842 | $2,242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.