Nestled on a serene 1 acre lot, this charming home includes a paved driveway, garden with gardening shed and spaceous backyard perfect for outdoor entertaining and relaxation. Inside, you'll find 3 bedrooms with 2 full baths arranged in an open split concept featuring vaulted ceilings and recessed lighting. The spacious primary suites is on the east side of the home with large en suite bathroom and closets. The two additional bedrooms are located on the opposite side of the home. An open concept kitchen showcases premium wood cabinets and stainless steel appliances. Enjoy year-round comfort with forced air heat and central air conditioning. A Generac backup generator alleviates worry if winter weather gets unruly and a centrally located laundry closet adds to the convenience of daily living. Five minutes to Chatham Village and Kinderhook Village restaurants, cafes, galleries, bookstore, wine store, movie theatre, grocery, pharmacy & libraries. Minutes to conservation areas for hiking. Convenient to Hudson, Amtrak and Albany. Just over two hours to NYC.
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Our Executive Mortgage Banker:
Our Insurance Division:
$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,288 | $3,164 | $4,014 |
Total Monthly Payment | $3,380 | $3,256 | $4,106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.