Experience luxury living on Connecticut's Gold Coast with this pristine, custom home with a gunite pool and spa on a prime cul-de-sac in Southport Harbor - located a few homes from Southport Beach and a short stroll to the Harbor, Village & Equinox. Completely rebuilt in 2017, 97 Southgate Lane is sited on a level and dry, almost full acre parcel, and is NOT located in a flood zone. This 5-bedroom, 3. 5 bath home blends charm and modernity with extensive moldings, hardwood floors, high ceilings, gorgeous baths, luxury lighting, and an abundance of natural light throughout. Highlights include a first-floor guest suite, study with built-ins, charming front & back covered porches, a spectacular primary suite, 3 wood burning fireplaces and an open floor plan. The front to back gourmet kitchen with vaulted ceiling boasts custom cabinetry, high-end appliances, two large honed marble islands, heated floors, beautiful lighting, a walk-in pantry, and a built-in dining area. The primary suite is a sumptuous retreat with a coffered ceiling, expansive walk-in custom closet, spa bathroom and large balcony. The manicured, professionally landscaped, property, with irrigation, provides year-round beauty. Additional features include an oversized, attached 2 car garage, low/no maintenance Hardie Board siding and Azek trim, a mudroom with custom built-ins and separate entrance, and a second floor laundry room. Natural gas and city water. This is Southport living at its finest! * The 2016 septic system is a 5 bedroom system, and the home features 5 bedrooms but it is listed as a 4 bedroom home erroneously on the field card. ** The heated, gunite pool measures 18' x 36' and features an an adjacent, heated 7' x 5' spa, and pergola with seating area. *** The rear yard is fully fenced and also has a pet containment system. **** The basement is full and unfinished, and features a Connecticut Basement System. **** Architectural plans exist for a bonus room over garage, if needed.
Type | Description | Level |
---|---|---|
Bedroom 1 | Bedroom Suite,Full Bath,Hardwood Floor,Stall Shower | Main |
Bedroom 2 | Built-Ins,Hardwood Floor | Upper |
Bedroom 3 | 9 ft+ Ceilings,Built-Ins,Hardwood Floor | Upper |
Bedroom 4 | Hardwood Floor | Upper |
Dining Room | 9 ft+ Ceilings,Fireplace,French Doors,Hardwood Floor | Main |
Eat-In Kitchen | Vaulted Ceiling,Dining Area,Double-Sink,Island,Pantry,Tile Floor | Main |
Family Room | Beams,Fireplace,Hardwood Floor | Main |
Full Bath | Tile Floor | Upper |
Half Bath | Main | |
Living Room | Fireplace,Patio/Terrace,Hardwood Floor | Main |
Primary BR Suite | 9 ft+ Ceilings,Balcony/Deck,Full Bath,Patio/Terrace,Walk-In Closet,Hardwood Floor | Upper |
Study | Book Shelves,Built-Ins,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,919,200 | $2,919,200 | $2,919,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $2,095 | $2,095 | $2,095 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $16,805 | $18,451 | $24,634 |
Total Monthly Payment | $19,025 | $20,671 | $26,854 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.