One or more photo(s) has been virtually staged. Brand NEW CONSTRUCTION Luxury Home with over $150k in UPGRADES including custom upgrades done after closing !!***** 10K IN SELLER CONCESSIONS FOR RATE BUY DOWN OR CLOSING COSTS!****
This Biscayne II is a two-story home with a wonderful open living space. The heart of the home is the combined grand room with amazing a wood beam, coffered ceiling, incredible kitchen and casual dining with access thru the 24’ glass sliders to the outdoor living with its oversized covered lanai. The 12’ ceilings, crowned trays, and upgraded 8’ doors truly elevate this home! LVP floors flow throughout 1st floor w/ plush carpet in bedrooms and 2nd floor.
The massive kitchen island features wrap around storage and a connected casual dining table. Extensive 42” Staggered Sonoma Cabinetry in a Painted White Linen finish are accentuated by Double-Stacked, glass-front uppers, Oversized Crown, light rail, and custom lighting. Bright Calacatta quartz counters are showcased by white subway tile that frames the stainless vented hood all the way to the ceiling! This Chef’s Dream Kitchen includes all GE profile appliances with a 5 burner glass-cook top, in-wall microwave and oven, dishwasher, and even has an industrial pull-down faucet and oversized sink.
The large and bright Primary Suite on the Southwest corner has private glass door to lanai, and separate his and her walk-in closets. En-suite bathroom features oversized, glass shower w/ floor to ceiling tile w/ bench seat, and extended cabinetry. Bedrooms and Bathrooms have a 4-way split floor plan for maximum privacy, 3 (1st-floor) plus 1 (2nd-floor). Dedicated den/office space off of the foyer has double glass doors and could even be a 5th bedroom. Downstairs Laundry room matches the kitchen and baths custom cabinetry w/ quartz counters and upgraded utility sink and faucets. Large 2nd floor living area is light and bright and both living spaces include in-wall tv and can lighting.
The features continue outside w/ the Tuscan, Stacked-Stone elevation, Pavered Driveway and Entrance, Double Doors with Decorative Full-Panel Glass, Barrel Tile Roof, and Insulated Wood-look Garage Doors that lead to 3-car garage w/ epoxy floors. Pre-wired for pool and spa, and pre-plumbed for outdoor kitchen and water softener!
The front of this home faces East, the back faces West, and it is NOT in a FLOOD ZONE! This small, gated enclave in Mirada is one of a kind and includes ONLY Westbay luxury homes, trail access, and a private playground!
Located in fast-growing Pasco County, Mirada homebuyers enjoy a unique 15-acre man-made lagoon, the largest in the country! Mirada Lagoon connects residents with an amazing beach environment right in their own community to swim, kayak, paddle board and relax. The community’s multi-modal paths conveniently connect neighborhoods to additional amenities like tot lots and dog parks. Nearby services include the Mirada Publix and access to the brand-new Kirkland Ranch Academy of Innovation school. From high-speed action including super-fast ULTRAFi Wifi and Cable TV (included w/ HOA)--to leisurely strolling or floating, at Mirada you can live life to the fullest. Make your appointment to tour NOW !!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $712,000 | $712,000 | $712,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $390 | $390 | $390 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,559 | $4,559 | $6,251 |
Total Monthly Payment | $5,041 | $5,041 | $6,733 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.