Conveniently located just over the Grand isle Drawbridge this custom, energy-efficient cottage-style Island home offers a blend of contemporary design and thoughtful details. Built in 2013, the property features 3 bedrooms, 3 baths, and 3 levels of living space on 1. 9 acres. With two deeded sections of lake access just across the street, you'll enjoy a shared dock, mooring rights, and access to 200 feet of shoreline via a pedestrian easement and 6 acres of common land. The exterior of the home features cedar shake shingles and there is an attached one-car insulated and heated garage, wired for an electric vehicle charger. The home also boasts a 24-panel solar array producing up to 7. 2 kWh at peak. Inside, the bright eat-in kitchen features soapstone countertops, white cabinetry, an oversized farmhouse sink, and Bosch stainless steel appliances. The first-floor bedroom offers an ensuite bath with a charming clawfoot tub. The open living and dining area spans 33 x 13 feet, with double doors leading to an 11 x 10 balcony overlooking the backyard and forest. Upstairs, the second floor includes a loft/office space and the primary suite, complete with lake views, vaulted ceilings, ceramic tile flooring, a walk-in closet, and a ¾ ensuite bath with pedestal sink. The lower level adds a spacious family room, another bedroom, and a full bath with stylish tile work and a large vanity. Radiant heat runs throughout the entire home and garage, providing cozy warmth year-round.
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Our Executive Mortgage Banker:
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$629,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,920 | $503,920 | $503,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $501 | $501 | $501 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,353 | $3,349 | $4,321 |
Total Monthly Payment | $3,946 | $3,942 | $4,914 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.