**This property qualifies for a closing cost credit up to $5, 900 through the Seller’s preferred lender. **Welcome home to this beautiful 4-bedroom, 3. 5-bathroom pool home located in the highly desirable community of Wincey Groves. This like new 2021 build home is the fresh start you’ve been searching for! Make your way inside to find 2 guest bedrooms at the front of the home with the guest bathroom in between. Further back in the home by the stairs you’ll find the last of the guest bedrooms with the half bath in the hall. This open concept layout features the kitchen first with quartz countertops, white cabinetry throughout, and subway tile backsplash with the large middle prep island. The cozy dining room is tucked up to the side with the spacious living room at the back of the home. The primary suite is the perfect retreat with the ensuite featuring a double sink vanity and stand-up shower with rain head feature. Up the stairs you’ll find an amazing loft space that could be used as an additional family room or game room for the whole family to enjoy year-round with a full bathroom. Out back you’ll fall in love with your private tropical oasis with the screened in patio that has a retractable patio screen for an indoor/outdoor feel leading out to your private pool complete with a sun shelf and fountain feature! Modern living at its finest with the amazing location of the community! Schedule your private showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $729 | $729 | $729 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,390 |
Total Monthly Payment | $5,074 | $5,069 | $6,211 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.