Escape to peace and tranquility in this well-maintained end-unit townhome in Hampton Village at River Ridge, which offers low-maintenance living with modern amenities in a serene, gated community. Not affected by recent hurricanes and benefiting from underground power lines, this home never lost power during the storm. With 1, 254 sq. ft. of living space, it features 2 bedrooms, 2 bathrooms, a flex office space, and a 2-car garage. The kitchen boasts Formica countertops that mimic granite, stainless steel appliances, a double sink with a new faucet, a large pantry, and a new garbage disposal. The open living area highlights wood floors, with comfortable carpeted bedrooms. A large master suite features a tray ceiling, a walk-in closet, and a spacious walk-in shower. Enjoy outdoor living from the extended screened lanai, where you can watch bunnies, bald eagles, redhawks, and even otters. Practical upgrades include impact windows, a water filtration system, a high-tech security system, and a Manabloc plumbing system for the entire home. The AC is 2013 but has been diligently serviced every six months, and the water heater is just 5 years old. The interior was freshly repainted three years ago. Hampton Village amenities cover the roof, exterior paint, lawn care, termite protection, and access to a community pool, all while being conveniently located near shopping centers, Publix, and quick access to to the Suncoast Hwy 589. Bonus: A wall unit with a safe is included in the living room. A generator with a transferable cable and all furniture is negotiable! ***NO OBSERVED DAMAGE FROM EITHER HURRICANE***
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$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,575 | $1,515 | $1,923 |
Total Monthly Payment | $1,800 | $1,740 | $2,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.