Located in the heart of Saint Albans. It is a meticulously curated home blending historic elegance and modern comfort. Expertly maintained, the home showcases a sun-drenched foyer, spacious formal living room with a wood-burning fireplace, and a grand dining room. The large kitchen includes stainless steel appliances with pantry for storage. A half bath a versatile room that can be used as an office or kids playroom. Upstairs, four well-appointed bedrooms provide comfort and privacy. The finished basement with a separate entrance includes a full bath, laundry room and additional living space that can be used for guests. The beautifully landscaped yard and large deck create a serene outdoor retreat. The home features a one-car detached garage and is equipped with ductless A/C throughout, ensuring comfort in every season. The home also features solar panels (fully paid off) and an Electric Vehicle charger. In ground sprinklers, new windows, roof and fenced yard makes this a much see property! Ideally located, the home is just a 5-minute walk to the LIRR, making it perfect for commuters. In pristine, move-in ready condition. This is definitely a rare gem in one of Saint Albans most sought-after neighborhoods private block, offering unmatched beauty, style, and location for its next discerning owner.
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Our Executive Mortgage Banker:
Our Insurance Division:
$798,888
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,110 | $639,110 | $639,110 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $450 | $450 | $450 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,414 | $4,248 | $5,390 |
Total Monthly Payment | $4,956 | $4,790 | $5,932 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.