90 Church Street, Guilford, CT, 06437 | $570,000

Victorian Style home with great covered front porch is located one block to the Guilford Green and in the Historic District. The home has many original features (stairway banister and leaded glass feature window in the stairs) and important upgrades (newer septic, replacement thermopane windows, rebuilt foundation), The front door opens to a very large foyer with a nice view of the turned staircase. To the left is the living room which opens to the dining room which has an attractive bay window. Between the dining room and the kitchen is a half bath. The kitchen is spacious and was renovated a few decades ago. The bonus is that the kitchen was expanded, creating a "family room" of sorts with lots of storage, a gas fired heater, skylight and a door to the newer deck. Upstairs there are three bedrooms and a large, renovated bath with a tiled shower stall and washer/dryer. There is expansion potential in the attic as the stairs originate in the upstairs hall. The attic has slanted walls with plenty of headroom and absolutely finish-able. The unfinished basement foundation walls have been extensively reinforced and is in great shape. There is a forced warm air oil fired furnace, circuit breaker electrical panel and city water. The exterior is wood clapboard, and the roof was replaced in 1997. The septic system was replaced in the mid-1980s. The lot is level. There is a storage shed in the back yard. There is a footprint of a garage that came down in the mid 1980s. This is a very attractive house with great roof lines and wonderful curb appeal. A Diamond in the rough this house has great bones and will be a spectacular intown home. House being sold "As Is. "

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Upper Level
  • Style: Colonial
  • Year Built: 1895
  • Garage: None,Driveway
  • Heating: Hot Air
  • Cooling: None
  • Basement: Full,Unfinished,Storage,Walk-out,Concrete Floor,Full With Walk-Out
  • Above Grade Approx. Sq. Feet: 1,688
  • Acreage: 0.25
  • Est. Taxes: $9,128
  • Lot Desc: Fence - Partial,Dry,Level Lot
  • Elem. School: A. W. Cox
  • High School: Guilford
  • Appliances: Electric Range,Microwave,Refrigerator,Washer,Dryer
  • MLS#: 24052681
  • Days on Market: 9 days
  • Buyer Broker Compensation: 2.00%
  • Website: https://www.raveis.com
    /raveis/24052681/90churchstreet_guilford_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Softwood Floor11.0 x 14.0Upper
Bedroom 2 Softwood Floor11.0 x 12.0Upper
Dining Room Bay/Bow Window,French Doors,Hardwood Floor13.0 x 14.0Main
Family Room Skylight,Built-Ins,Fireplace,Sliders,Tile Floor10.0 x 18.0Main
Full Bath Stall Shower,Laundry Hookup,Tile FloorUpper
Half Bath Vinyl FloorMain
Kitchen Corian Counters,Pantry,Vinyl Floor10.0 x 11.0Main
Living Room French Doors,Hardwood Floor12.0 x 14.0Main
Other Hardwood Floor12.0 x 17.0Main
Primary Bedroom Bay/Bow Window,Walk-In Closet,Softwood Floor14.0 x 14.0Upper

William Raveis Family of Services

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The Whiteman TeamSales Associates

TheWhiteman.Team@raveis.com

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Leasley NegronVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2475920

203.444.2666

Leasley.Negron@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

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203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

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203.925.4590

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    requirements, sets up escrows and title insurance, coordinates closing documents
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90 Church Street, Guilford, CT, 06437

$570,000

The Whiteman Team

Sales Associates

William Raveis Real Estate

Phone: 203.672.4400

TheWhiteman.Team@raveis.com

Leasley Negron

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.444.2666

Leasley.Negron@raveis.com

NMLS Mortgage Loan Originator ID 2475920

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $456,000 $456,000 $456,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $761 $761 $761
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,034 $3,031 $3,846
Total Monthly Payment $3,887 $3,884 $4,699

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.