Nice 4 bedroom 3 bath house located on a corner lot with an oversized yard in the Indian-Lakes community in St. Cloud. Spacious floor plan with 3 way split, separate formal living and dining room, kitchen opens up to family room and dinette with eat at counter bar. Beautiful laminate vinyl tile throughout most of the home and tile in wet areas. Large master suite with two large walk-in closets and bathroom to include a garden tub and walk-in shower. Desired community with access to community playground, pool, & tennis courts. Lawn Care Included. Within minutes to the local hospital, restaurants, banks, churches, golf course, Lakefront recreational areas & only a couple miles from Florida's Turnpike and within 25 minutes of Lake Nona. Dog allowed with non-refundable pet fee; breed and weight restrictions apply. NO CATS ALLOWED. First and security required at a minimum. $75 application fee for each person 18 years of age or older. Apply online. Our application process is online and can be completed at any time- "completed" applications are processed on a first come, first serve basis- applicants are welcome to apply prior to viewing unit.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,595
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,076 | $2,076 | $2,076 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $14 | $14 | $18 |
Total Monthly Payment | $89 | $89 | $93 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.