26 Adams Street, Spencer, MA, Massachusetts, property flyer

26 Adams Street, Spencer, MA, 01562 | $279,000

Charming 3 bedroom cape home awaits a lucky buyer. Well built and insulated in a nice neighborhood close to R9 on the bus line to Worcester. Well maintained by seller over the years with lots of updates. New roof 2022 with new chimney and cap. All new plumbing and electric in 2011. New oil tank. New back door and deck 2017. Seller purchased with dirt driveway and had it paved in 2016. French drain and sump pump added in 2022. New front porch built in 2017. New outside spicket faucet in 2018. Big garage taken down and new shed added in 2022. New hot water tank 2012. Newer vinyl siding and windows when purchased in 2010. Sit on the front porch and enjoy the beautiful scenery and water view of Muzzy Meadow Pond or sit out on the back deck. Cozy kitchen with center island and beautiful tin ceiling. New laminated flooring in kitchen and bathroom in 2024. A great home for the 1st time homebuyer or someone downsizing. Don't let this affordable home slip by.

Features

Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Stable(s), Highway Access, House of Worship, Public School
Rooms: 5
Bedrooms: 3
Baths: 1 full
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Style: Cape

Year Built: 1887
Basement: Full
Approx Sq. Feet: 884
Acreage: 0.11
Est. Taxes: $2,192
Lot Desc: Cleared

View: Scenic View(s)
Appliances: Electric Water Heater, Water Heater, Range, Refrigerator, Washer, Dryer
MLS#: 73305087
Website: https://www.raveis.com
/prop/73305087/26adamsstreet_spencer_ma?source=qrflyer

The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.
Listing by Mary Hicks courtesy of Century 21 North East Phone: 800-844-7653

Room Information

Type	Description	Level
Bedroom 2	Closet, Flooring - Vinyl, Flooring - Wood	Second
Bedroom 3	Closet, Flooring - Vinyl, Flooring - Wood	Main,First
Kitchen	Flooring - Laminate, Dining Area, Kitchen Island, Deck - Exterior, Exterior Access, Remodeled	Main,First
Living Room	Ceiling Fan(s), Closet, Flooring - Wood, Exterior Access	Main,First
Master Bedroom	Closet, Flooring - Vinyl, Flooring - Wood	Second

William Raveis Family of Services

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888.699.8876

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Market your home to realize a quick sale at the best possible price
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
Provides a guaranteed closing date that meets your needs
Has access to hundreds of loan programs, all at competitive rates
Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

Will Provide a home insurance quote within 24 hours
Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

26 Adams Street, Spencer, MA, 01562

$279,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$223,200	$223,200	$223,200
Term	360 months	360 months	180 months
Initial Interest Rate**	7.000%	6.990%	5.990%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	7.477%	7.159%	6.296%
Monthly Tax Payment	$183	$183	$183
H/O Insurance Payment	$75	$75	$75
Initial Principal & Interest Pmt	$1,485	$1,483	$1,882
Total Monthly Payment	$1,743	$1,741	$2,140

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.