This move-in-ready home is the perfect fit, weather; you are looking for an investment property, winter home, or all year round home. When you enter you are greeted with an open plan and relaxing updated coastal cottage atmosphere. This 2/1 house is turnkey ready with possible winter rentals already booked if you want some initial income to start with. This sound & sturdy house faired the 2024 Hurricanes with no flooding or damage to the house. It is not located in a flood zone and comes with Hurricane resistant windows. NEW Roof in 2023. The fenced in back yard is perfect for relaxing in the hammock or entertaining on the deck. It is located with a 2 minute walk to the Legacy Trail, 2 minute drive to Pinecraft Community, 8 minutes to the downtown art scene, night life, & farmers market. If a beach day or shopping is what you prefer Famous Siesta Key Beach & Lido Beach are 15 minute drive away. If short term rental investment is what you are looking for the property next door is also for sale by the same owners. You don't want to miss out on this ONE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,265 | $2,180 | $2,766 |
Total Monthly Payment | $2,451 | $2,366 | $2,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.