Nestled in a picturesque neighborhood w/mature oak trees off Scott Mill, this stunning 5BR/5BA two-story home is gorgeous. Step inside to discover a spacious layout perfect for family living & entertaining. The expansive kitchen is a chef's dream, featuring abundant cabinetry, generous counter space, & a central island great for meal prep. The family room invites relaxation w/its cozy fireplace, wet bar, & plenty of room for your favorite oversized couch & big-screen TV. Enjoy tile flooring throughout the entryway, family room, kitchen, & bathrooms. The separate dining room & dedicated office space offer flexibility for both formal meals & work-from-home days. The downstairs guest bedroom is a retreat of its own, complete w/a private full bath & a large walk-in closet. Recent upgrades include a brand-new roof in 2024, a full-home re-pipe, & two Carrier AC systems installed in 2019. Plus, the whole-home generator is ready to keep things running smoothly, no matter the weather. The two-car side garage provides ample space for vehicles, guests, or a growing family. Don't miss this exceptional opportunity to make this beautiful home your own! Note: 2 of the bathrooms are half baths.
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Our Executive Mortgage Banker:
Our Insurance Division:
$800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $575 | $575 | $575 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,258 | $4,254 | $5,488 |
Total Monthly Payment | $4,925 | $4,921 | $6,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.