The popular Mercede floor plan home with bonus room, with 3, 660 square feet of living space all on one level for an easy lifestyle. In the coveted Oyster Harbor neighborhood of the award-winning Fiddler’s Creek community, this pristine three-bedroom plus study, 3. 5-bath residence with a three-car garage and water views, offers a seamless blend of elegance and functionality. Enter through stately double glass doors into a welcoming foyer with dramatic views through the great room to the pool and lake beyond. The heart of the home, the open-concept kitchen, features stainless steel natural gas cooking appliances, gleaming white cabinetry with underlighting, quartz countertops, gorgeous backsplash, a large center island, designer pendant lighting, a walk-in pantry, wall oven, French door refrigerator, and a breakfast area with stunning panoramic views of the pool and lake. The adjacent great room boasts a double tray ceiling, a gas fireplace surrounded by built-in cabinetry, modern tile floors, and abundant natural light from the wide four-panel pocketing glass sliders that lead to the outdoor oasis. The expansive covered screened lanai offers the ultimate outdoor living experience, complete with a picture window screen enclosure framing a gas-heated pool with spa and sun shelf, as well as a beautiful outdoor kitchen and bar equipped with a built-in gas grill, under-counter refrigerator, sink and ample storage space. The southeast exposure ensures you’ll enjoy sun-drenched mornings and relaxing afternoons by the water. The owner’s suite is a retreat, featuring wood plank floors, dual walk-in closets, and a spa-like en-suite bath with dual-sink vanity, makeup counter, a soaking tub and a frameless walk-in shower with multiple shower heads. Each guest bedroom is a private haven with en-suite baths, modern ceiling fans and upgraded plush carpet flooring. The bonus room is ideal for additional living space, adorned with decorative 3D wall panels, wood floors and flooded with natural light from the glass slider leading to the lanai. Practicality meets luxury in the epoxy-floored three-car garage, while the well-appointed laundry room offers abundant cabinetry and counter space for all your needs. Additional highlights include a beautiful study with wood floors, paver driveway, a tile roof, plantation shutters, decorator lighting, crown molding, recessed lighting and porcelain wood-look tile flooring throughout the main living areas. Residents of Fiddler’s Creek have access to a state-of-the-art fitness center with trainers and classes, active pickleball and tennis programs, bocce, casual and fine dining, a resort-style pool with waterfalls and slides, sauna and steam rooms, spa services and an extensive activity calendar. Optional golf memberships are available with no wait, with a new clubhouse and freshly renovated championship golf course. Beach and marina memberships are also available. An ideal resort lifestyle!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,076,000 | $2,076,000 | $2,076,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.851% | 6.704% |
Monthly Tax Payment | $1,490 | $1,490 | $1,490 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $13,293 | $13,465 | $18,084 |
Total Monthly Payment | $14,908 | $15,080 | $19,699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.