Quality built by the renowned Chinburg Builders, this well-maintained cape offers the perfect blend of comfort, convenience, and classic New England charm. With 3 bedrooms and 2 bathrooms, it provides ample space for both relaxation and entertaining. Maple hardwood floors throughout the first floor, creating a warm and cozy ambiance. The windows fill the space with abundant natural light. The adjacent dining area is perfect for hosting intimate family gatherings and the recently renovated kitchen is complete with stainless steel appliances. The first floor also offers a primary bedroom with an attached full bathroom providing convenience and flexibility. Upstairs, you'll find the two additional bedrooms offer comfort and versatility. The second-floor full bathroom is conveniently located. Outside, the property boasts a picturesque backyard, where you can unwind and enjoy the serene surroundings. Whether you prefer to relax on the pergola, tend to the garden, or host summer barbecues, this outdoor space is perfect for creating lasting memories. The walkout basement provides extra space for hobbies. The shed provides additional storage. The furnace, hot water heater, water filtration system, and oil tank were replaced within the last 7 years. With easy access to major highways, and less than 10 minutes to downtown Durham, you can explore the stunning Seacoast.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,200 | $423,200 | $423,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $693 | $693 | $693 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,923 | $2,813 | $3,569 |
Total Monthly Payment | $3,708 | $3,598 | $4,354 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.