Pride Of Ownership, in Pristine Condition inside and out!! Enjoy the peaceful surroundings and quiet sounds of nature in this country setting. The meticulously kept home is set back off the main road & includes a Koi Pond, fruit trees (Peach, Apple, Pear, plum, blueberries), raised gardens, covered bridge, shed and tons of walking/hiking, snow mobile or all terrain vehicle trails through wooded back yard. New metal roof 2015 with solar panels (paid off), 2 car garages w/additional garage for storage in back, oversized carport fits camper, alarm system, Cummings generator(w/warranty thru 2028) and irrigations system. The interior features enormous 20x20 bonus room off back w/vaulted ceilings, skylights & HW flooring. Cherry cabinets and new appliances in kitchen w/tons of storage. 2 bedrooms on 1st floor w/option to convert current laundry room back to 3rd bedroom. Finished walkout basement includes large bedroom, 3/4 bath, large cedar closet & storage room. Central air, central vac, sump pump, additional heat source/wood furnace, on demand water 2018, softener system 2022. This feels like HOME and is a MUST SEE!! Showings begin on Oct 26th and 27th at Open House 11am-1pm Sat & Sun. Adjacent 5. 7 acre lot available #11 sold separatly or package both together.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $569 | $569 | $569 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,928 | $2,818 | $3,575 |
Total Monthly Payment | $3,589 | $3,479 | $4,236 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.