Ready for immediate closing, you will love this tranquil, rural setting and all the features of this traditional Colonial. Large rooms offer versatile living arrangements to fit your needs. The over-sized covered screen porch will be your oasis in season. Living room w/wood stove. Eat-in kitchen w/doors to large open deck overlooking fenced yard. Den/office features wood burning fireplace. 2nd floor boasts laundry room w/full bath; primary suite w/3/4 bath (needs flooring) plus another bedroom. Third floor loft area includes a 3rd bedroom plus bonus room. Two stall under garage and full walkout basement. BONUS outbuilding features an over-sized, heated garage w/separate breaker panel. On the ground level, a separate entrance to an heated office/artist gallery/craft room (?) PLUS large area (formerly horse stalls) and attic storage. Ready for your personal touches and color selections to call it HOME so plan to bring your imagination for all this space !
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,177 | $3,057 | $3,879 |
Total Monthly Payment | $3,269 | $3,149 | $3,971 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.