Don't miss out on this charming Country Cape nestled on nearly 2 acres of lush land abutting Madison Land Trust and the Neck River Trails. This delightful home offers a perfect blend of comfort and tranquility, with a modern and unique flair. With 1, 192 square feet of living space on two levels, plus a full basement with office, recreational room and full bath already plumbed for heat this home has a deceiving amount of space. The eat-in fully applianced kitchen is equipped with ample cabinetry for storage, with a bedroom and full bath also on the main level. The living room/dining room offers flexibility of floor plan, with a front porch to relax and enjoy your morning coffee. As an added surprise, second floor boasts the master suite - equipped with a whirlpool tub and separate shower - feeling like your own private spa experience! Embrace the peaceful surroundings with a fenced yard and several garden beds just waiting for your green thumb! A two-car detached garage allows for plenty of additional storage. Come and make this delightful retreat yours!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Bedroom Suite,Full Bath,Composite Floor | 9.2 x 11.3 | Main |
Eat-In Kitchen | Balcony/Deck,Country,Dining Area,Composite Floor | 15.9 x 13.6 | Main |
Living Room | Beams,Ceiling Fan,Combination Liv/Din Rm,Hardwood Floor | 12.3 x 21.1 | Main |
Office | Partial Bath | Lower | |
Primary Bath | Stall Shower,Whirlpool Tub,Composite Floor | 13.2 x 18.4 | Upper |
Primary Bedroom | Bedroom Suite,Built-Ins,Hardwood Floor | 13.1 x 16.3 | Upper |
Rec/Play Room | Wet Bar | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $461 | $461 | $461 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,743 |
Total Monthly Payment | $2,664 | $2,662 | $3,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.