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4 Cardinal Drive, Springfield, VT, 05156 | $289,000
"Neat as a pin and ready to move in! This beautifully expanded 3-bedroom, 2-bath ranch has been meticulously maintained and thoughtfully updated by its current owners. A host of improvements have been made over the years, including the addition of a spacious primary bedroom and a new full bathroom. You'll love the mudroom entry, perfect for keeping things organized, as well as the new hallway that enhances flow and convenience. The heart of the home is the large, open kitchen featuring granite countertops, an island, separate counter seating with stools and ample cabinet space. It opens directly into the dining room, which showcases gleaming hardwood floors and offers easy access to the backyard through French doors. The living room provides a comfortable space to relax, while a dedicated office could easily be converted into a fourth bedroom if needed. Two additional bedrooms and a second full bath complete the home's versatile layout. Step outside into the fenced-in backyard, a private oasis perfect for outdoor entertaining, gardening, or simply unwinding. Located near the high school and just a short distance to all of the town's amenities, this home offers the ideal combination of comfort, convenience, and charm. Truly move-in ready!
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Style: Ranch
- Year Built: 1955
- Heating: Oil,Baseboard,Hot Water,Multi Zone
- Cooling: None
- Approx Sq. Feet: 1,629
- Acreage: 0.21
- Est. Taxes: $5,629
- Lot Desc: Corner,Landscaped,Level
- Middle School: Riverside Middle School
- High School: Springfield High School
- School District: Springfield
- MLS#: 5019455
- Website: https://www.raveis.com
/prop/5019455/4cardinaldrive_springfield_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/25/2024Listing courtesy of Four Seasons Sotheby's Int'l Realty Phone: 802-228-4537
Listing Agent: Gary Coger
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4 Cardinal Drive, Springfield, VT, 05156
$289,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $231,200 | $231,200 | $231,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $469 | $469 | $469 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,538 | $1,537 | $1,982 |
| Total Monthly Payment | $2,082 | $2,081 | $2,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484