725 Charleston Ct ROAD, Out of Area, FL, 34442 | $498,000

This beautiful home boasts a spacious and open floor plan with plenty of natural light, creating a warm and inviting atmosphere. As you enter, you'll be greeted by a large living area that flows seamlessly into the dining area and kitchen, making it perfect for entertaining. The kitchen features modern appliances, ample cabinet space, and a large island, making it a dream for any home chef. The home has three bedrooms, including a master suite that features a spacious walk-in closet and an en-suite bathroom with a double vanity and a large shower. The other two bedrooms share a well-appointed bathroom. The property also features a screened-in lanai that overlooks the lush and well-maintained backyard, offering a peaceful retreat for relaxation or hosting outdoor gatherings. This is a fantastic location, close to restaurants, shopping, and water access. The Seller is offering $5000 as a Buyer's incentive to offset portions of their new home purchase expenses (like closing, moving etc. ) Citrus Hills Club membership is mandatory, see HOA Disclosure.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,799
  • Acreage: 1
  • Est. Taxes: $5,245
  • HOA Fee: $160 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: OM687910
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/OM687910/725charlestonctroad_outofarea_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 1:24:27 AM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-369-4044

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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725 Charleston Ct ROAD, Out of Area, FL, 34442

$498,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $398,400 $398,400 $398,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $437 $437 $437
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,651 $2,648 $3,416
Total Monthly Payment $3,163 $3,160 $3,928

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.