Nestled on Clay County's most iconic riverfront street, this exquisite 90-year-old home exudes timeless elegance and character. With its original architectural details, including hardwood floors, intricate moldings and inlays, leaded-glass windows, & original hardware, every corner tells a story! Incredible upgrades and improvements have been made throughout: New Roof 2019, Replumbed 2019, Electrical Re-wiring and Panel Upgrade 2019, New HVAC System 2022, Remodeled Owners Bath 2019, Spray-foam insulation 2018, Garage Renovation 2024 and so much more! The industrial sized kitchen (over 250 sqft), with its marble center island and warm cabinetry, invites culinary creativity while combining classic design and modern comforts. The spacious layout with Living Room, Library, Den, & Florida Room provides space for everyone, each offering unique charm and ample natural light. Owners Suite has amazing bathroom, closet, and private entrance with deck, ensuring both style and privacy. Outside, a beautifully landscaped 0. 47 acre lot with outdoor pool and 100 year old oak trees, provides a serene escape. Take a stroll down River Rd with it's ever-popular sidewalk, and enjoy the best views of the St Johns river and other historic homes. Conveniently located near local shops, parks, and cultural attractions, this historic gem blends the best of old-world charm with modern living, making it a perfect home for anyone.
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Our Executive Mortgage Banker:
Our Insurance Division:
$542,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $433,600 | $433,600 | $433,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $145 | $145 | $145 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,995 | $2,882 | $3,657 |
Total Monthly Payment | $3,232 | $3,119 | $3,894 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.