Spectacularly unique stucco Victorian in Vernon right near the Ellington town line. Beautiful spacious front porch with views of hills. Elegant front door framed with stained glass windows leading to lovingly warm foyer with a special glow from all of the natural wood flooring and paneling that made this the era of charm. Living room with wood floors, molding and a gas fireplace that could not be reproduced easily today. Updated kitchen designed respectfully to fit into the era of this home. There is a family room, separate kitchen and a bathroom on the 1st floor that could be a great family room, Floor plan flows in such a way that you could have a spectacular in-law or entertainment opportunity. 1st floor laundry room! 2nd floor has four bedrooms all with their own unique styles. A den that could be anything from your private reading location to your sewing / craft room. Separate Central Air Conditioning systems, one for first and one for the second floor! Walk up attic. Two car detached garage with second floor. 15 x 54 brick patio. This home is not just a place to live but the opportunity to live a lifestyle.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 9 ft+ Ceilings,Hardwood Floor | 10.1 x 13.7 | Upper |
Bedroom 2 | 9 ft+ Ceilings,Hardwood Floor | 14.1 x 14.1 | Upper |
Bedroom 3 | 9 ft+ Ceilings,Hardwood Floor | 8.6 x 12.9 | Upper |
Den | 9 ft+ Ceilings,Hardwood Floor | 10.2 x 12.7 | Upper |
Family Room | 13.1 x 17.2 | Main | |
Full Bath | 9 ft+ Ceilings | 5.1 x 6.1 | Main |
Full Bath | 5.1 x 10.7 | Upper | |
Half Bath | 3.9 x 7.3 | Main | |
Kitchen | 9 ft+ Ceilings,Corian Counters,Hardwood Floor | 13.8 x 17.3 | Main |
Kitchen | 9 ft+ Ceilings | 14.1 x 14.2 | Main |
Living Room | 9 ft+ Ceilings,Fireplace,Hardwood Floor | 14.2 x 14.4 | Main |
Primary Bedroom | 9 ft+ Ceilings,Fireplace,Hardwood Floor | 14.1 x 14.2 | Upper |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $677 | $677 | $677 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,341 | $2,339 | $2,968 |
Total Monthly Payment | $3,093 | $3,091 | $3,720 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.