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21 Castle Ln, Spencer, MA, 01562 | $810,000
Lakefront Living at its best. Explore this beautiful two-bedroom, two-bath contemporary home with direct water access to Lake Whittemore. This home sits on 1. 27 acres with a fabulous two-car garage and a large storage shed. You will find a gorgeous kitchen/dining room. The Kitchen was recently updated with SS appliances, new counters, beautiful Brazilian cherry hardwood floors, and a full bath with a glass shower door. Windows galore provides impressive views of the lake. Step into the living room, hardwood floors and stone walls with a gas stove for additional heat source. Up the wood staircase, into the family room with stunning views again, and into the massive primary bedroom. There is wall-to-wall carpet, a full bath with a shower, and a soaking tub. Up to the 3rd floor, you will find another generously sized bedroom with lake views. No matter where you look, the lake is your view—plenty of space on the rear decks with a hot tub; this home provides the tranquility of lake living.
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: Main Level, Electric Dryer Hookup, Washer Hookup, First Floor
- Style: Contemporary
- Year Built: 1940
- Garage: 2-car Detached
- Basement: Full, Concrete
- Approx Sq. Feet: 2,360
- Acreage: 1.27
- Est. Taxes: $6,247
- View: Scenic View(s)
- Water Front: Yes
- Appliances: Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
- MLS#: 73304808
- Website: https://www.raveis.com
/prop/73304808/21castleln_spencer_ma?source=qrflyer
Listing by Topp Realtors courtesy of OWN IT, A 100% Commission Brokerage Phone: 508-667-4931
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood, Attic Access | 18.0 x 20.0 | Second |
| Kitchen | Flooring - Hardwood, Deck - Exterior, Stainless Steel Appliances, Washer Hookup | 23.0 x 25.0 | Main,First |
| Living Room | Wood / Coal / Pellet Stove, Flooring - Hardwood | 17.0 x 18.0 | First |
| Master Bedroom | Bathroom - Full, Closet, Flooring - Wall to Wall Carpet, Balcony / Deck, Balcony - Exterior, Cable Hookup | 20.0 x 23.0 | Second |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
21 Castle Ln, Spencer, MA, 01562
$810,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $648,000 | $648,000 | $648,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
| Monthly Tax Payment | $521 | $521 | $521 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,629 | $3,937 | $5,338 |
| Total Monthly Payment | $4,242 | $4,550 | $5,951 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630