Welcome to 419 99th Street, a charming Bay Ridge townhouse nestled in a bucolic setting. This home was originally built in 1935 and has recently been completely renovated. There are three bedrooms and two full bathrooms. The driveway leading to your garage provides direct access to the finished basement where you will find a large washer and dryer as well as access to the rear garden. No more searching for parking! Create your ideal space in this fabulous finished basement. The house has wonderful natural light, hardwood floors and a sleek open kitchen with center island. The kitchen features stainless steel appliances and white custom cabinetry. You have access to your front porch, outdoor deck and large backyard for fun and entertaining. The second floor has three bedrooms each with its own split units which provide both heat and air conditioning. The center bedroom has a skylight. Additionally, all rooms have a split system. The ceilings are approximately 10. 5' high. There is a modern full bathroom on the second floor as well as another full bathroom on the lower level. Both bathrooms have sliding glass shower doors, a window and a separate switch for heat. The very large backyard has a concrete pad 4" thick to withstand a Swim Spa which is a type of heated infinity pool which might be able to be installed . 110 volt and 220 volt electrical outlets have been installed to accommodate this rare feature.
"Bay Ridge is a quiet, lush, residential, vibrant and diverse neighborhood located in Brooklyn, New York. The area is known for its breathtaking waterfront views, lively neighborhood atmosphere, and rich history. From cozy restaurants to trendy cafes and bars, Bay Ridge has something for everyone. The tree-lined streets, historic brownstones, and sprawling parks give the neighborhood a unique charm. Locals and visitors alike enjoy exploring the many shops, boutiques, and amenities, as well as taking part in the lively local events and annual parades. Overall, Bay Ridge is a wonderful neighborhood that offers a blend of urban conveniences and a small-town feel, making it a great place to live, work, or visit. "
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,039,200 | $1,039,200 | $1,039,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,819 | $6,314 | $8,560 |
Total Monthly Payment | $5,944 | $6,439 | $8,685 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.