Classic New England colonial. A time of grand porches, high ceilings and exquisite woodworking. Four bedrooms, 1. 5 baths and the kind of architectural detail that, while common in finer homes during the early 20th C, is rarely found in new homes today. Example: what might have been called the parlor (overlooking broad front porch), connects to a formal living room. There are pocket doors to close this room from the dining room (built-in china cabinet). A first floor laundry room off an updated kitchen. The main staircase, as you step through the entry foyer with coat closet winds up to the second floor and bedrooms. The cool thing about homes from this era? A second set of stairs at the back of the house leads up to the walk-up attic, (also down to the cellar). The backyard is quite private, (stairs up to Freeman Ave). There is a seasonal porch along the right side of the house, extending the leisure season into early Autumn and late Spring. Bring your contractor to better see the path to restoring the gracious living inherent in this house. As you explore, note the presence of modern/replacement windows (one item to check off the list with your consultant). Did we mention towering oaks and a walk down into Norwich proper?
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Bedroom 3 | Upper |
Den | Main |
Dining Room | Main |
Eat-In Kitchen | Main |
Full Bath | Upper |
Half Bath | Main |
Living Room | Main |
Other | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 2104486
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $683 | $683 | $683 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,023 |
Total Monthly Payment | $2,354 | $2,353 | $2,781 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.