Welcome to this charming home situated on a large corner lot, boasting adorable curb appeal. (NO HOA). Step inside to find vaulted ceilings and a cozy fireplace, creating a welcoming atmosphere. The bright and roomy kitchen features upgraded cabinets, sleek Corian countertops, and a beautiful bay window in the nook, perfect for enjoying your morning coffee. A separate dining room provides a great space for formal gatherings. The primary bedroom has new carpet, and the upgraded ensuite bathroom offers a true spa-like experience, complete with dual vanities, a relaxing garden tub & separate walk-in shower. Step outside to the expansive covered, screened-in porch; this space offers the perfect spot to unwind. The large, fenced backyard provides endless possibilities—create a garden, set up a play area for kids, or add a fire pit for cozy evenings under the stars. Located just minutes from Fleming Island's shopping and dining, including the popular waterfront Whitey's Fish Camp. Close to public boat ramps, fishing docks, community park, nature trails and more. All this, plus the home is in the highly sought-after Clay County School District. Come make this your 'Home Sweet Home" before someone else does. Other Key features include: 12'x24' screened in Florida room. Vinyl siding. New carpet in primary bedroom and walk in closet. LVP flooring in living room and 2 bedrooms. Attic ladder installed. Emergency generator plug installed to electrical breaker box. Newer 10'x8' storage shed. All appliances stay including refrigerator, washer and dryer. NO HOA. NO CDD.
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Our Executive Mortgage Banker:
Our Insurance Division:
$305,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $244,000 | $244,000 | $244,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $110 | $110 | $110 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,623 | $1,622 | $2,058 |
Total Monthly Payment | $1,808 | $1,807 | $2,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.