8871 RUBY COVE Court, Jacksonville, FL, 32216 | $489,000

Pristine condition, convenient location and only 5 years old! This beautifully maintained 4BR home blends timeless style with modern comfort. The home is truly move-in ready—no updates or renovations required and no need to worry about the age of the roof, HVAC, plumbing, etc. There aren't a lot of newer homes in this area of Jax, and this one won't disappoint. Enjoy a large, screened lanai perfect for relaxing or entertaining year-round. The open floor plan and split bedrooms provide comfortable gathering spots as well as peaceful areas for resting. Sienna Grove is a 21-home natural gas community of newer homes in Jacksonville's southside. The sellers added the large screened lanai with flooring, professional landscaping, gutters, window blinds, ceiling fans, a security system and more! From here you'll have easy access to Town Center, Jax Beach (15 mins), shopping, dining, entertainment, hwys, and medical centers, making it the perfect combination of convenience and tranquility.

Features

  • Bedrooms: 4
  • Baths: 2 full
  • Year Built: 2019
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,997
  • Acreage: 0.17
  • Est. Taxes: $3,955
  • HOA Fee: $301 Quarterly
  • Elem. School: Hogan-spring Glen
  • Middle School: Southside
  • High School: Englewood
  • Appliances: Dishwasher, Disposal, Electric Oven, Electric Water Heater, Gas Range, Microwave, Plumbed For Ice Maker, Tankless Water Heater
  • MLS#: 2052960
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/2052960/8871rubycovecourt_jacksonville_fl?source=qrflyer
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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8871 RUBY COVE Court, Jacksonville, FL, 32216

$489,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,200 $391,200 $391,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $330 $330 $330
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,603 $2,600 $3,299
Total Monthly Payment $3,008 $3,005 $3,704

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.