This 2 Bedroom home on the edge of the village is your chance to rehab to your tastes and keep it for yourself or perhaps turn it into a rental or a flip, your choice. Walking in through the enclosed front porch brings you into the eat-in kitchen with an archway leading to the spacious living room with wood stove. A 3/4 bath is off the kitchen as well as a bonus room. The bonus room could be used as a 1st floor bedroom if needed or converted to a mudroom/laundry room as it has the 2nd entrance to the home and the laundry hookups. Heading upstairs brings you to a common space that is large enough to be a home office. A small hall at the other end brings you to the 2 bedrooms and a shared hall closet. The home is cozy and could be cute and efficient once renovations are completed. Currently, the home has a sturdy handicap accessible ramp leading to the bonus room entrance. Don't need the ramp? Remove it and enjoy the covered patio. The paved driveway leads to a 2 bay outbuilding with power. There's room for 2 cars or space for projects. A big lean-to in back stores the wood for winter. With the house situated at the back of the lot, a large level lawn is created, plenty of room for gardens and recreation. Located on a dead-end means a little less stress for those with little ones or pets. Being sold "As Is", it's priced to reflect the work that is needed and the new owner's costs to remove the personal property. This is a perfect opportunity to turn your vision into a reality.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $70,000 | $70,000 | $70,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $167 | $167 | $167 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $483 | $465 | $590 |
Total Monthly Payment | $724 | $706 | $831 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.