Charming, renovated wood & stone farmhouse in North Salem blending historic charm with modern updates! This 3-bedroom, 2. 5-bath home offers 1, 598 sqft of living space with hardwood floors, crown molding, and an open layout. The eat-in kitchen with stone counters, abundant cabinets, peninsula, and pantry flows into the dining area and spacious living room with a wood-burning stove and sunlit bay windows. A versatile den offers extra space for work or play. Laundry upstairs, main-level powder room, and tiled mudroom. Relax on the front porch or entertain on the flagstone patio overlooking an enormous, flat yard. Adjacent apartment with a private entrance is so well-separated, it feels like it's not even there. Tenant permission to paint adds a personal touch. Enjoy stunning autumn foliage, nearby farm markets, and winter snowscapes. In a coveted neighborhood near Hayfields, restaurants, coffee, and trails. Convenient highway/train commute for full-time living or weekend getaways.
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Our Executive Mortgage Banker:
Our Insurance Division:
$4,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,200 | $3,200 | $3,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $22 | $21 | $27 |
Total Monthly Payment | $97 | $96 | $102 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.